planning process is designed to help bring clarity to your financial life. It helps align your financial, professional and personal life. We use the Envision
process as a life planning tool to help you:
- Plan your investments around goals that hold real meaning for you
- Track your progress toward them
1) Getting to know you
Our first meeting has a simple agenda. We learn about you and your unique circumstances, and discuss your goals and concerns for your future. We share information about our team and our wealth management process, and answer any questions you might have.
2) Discovering your goals
Next, through a collaborative approach, we learn more about what is most important to you. We discuss your short, medium and long-term goals and priorities. This discovery allows us to create a investment plan that is tailored to you and your family.
3) Building your plan
We then present our recommendations. Combining our Envision planning technology with our planning knowledge, we provide you with a complete assessment of your financial life. Your Envision plan articulates your goals and monitors your progress toward reaching them.
4) Reviewing your progress
Planning is an ongoing process. We meet with you to review and adjust your plan, so it stays up to date and in sync with your changing life.
If you’re considering changes to your goals, we can review “what if” scenarios to understand how the changes are likely to affect your plan.
By tracking your ongoing investment results against your Envision “Target Zone,” you will always be able to easily answer the question, “Am I on track?”
Our process will help keep you on track so you will always be able to easily answer the question, “Am I on track?"
IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Envision methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2018 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.