Business Owners

As a business professional or business owner much of your net worth may be tied up in your practice or business.  Your wealth management requires an additional level of careful planning to put you in the best position to succeed over the long term. We help you consider the complexities of your situation and help you prepare for the future.

We can help answer:   
  • How can I help smooth out our uneven cash flow?

  • Are there  tax efficient investment strategies that could reduce my taxes and better diversify my assets?

  • Am I properly structured in terms of liability exposure?

  • How much money should be on hand in our emergency fund?

  • Is our qualified retirement plan meeting the needs of all employees?

  • How can I free up more time to spend with my family?

  • When is a good time to put an exit strategy in place?

  • How should I diversify my concentrated stock ownership or utilize my Qualifed or non qualified stock options?

Retirement and wealth planning to help you achieve your goals. Email us.

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Employer sponsored retirement plans

We work with you to select the plan best suited for your business, including, 401(k), SEP-IRA, SIMPLE IRA, SIMPLE 401(k), or a Defined Benefit Plan. To help your employees make the most of their retirement plan, we provide education and support to help them achieve successful retirement outcomes.

Effective plan design   AAA-Employer-sponsored-Ret-Plans-C.jpg

Whether you are looking to maximize contributions for executives or increase overall participation, our team works with you to help implement an effective, well designed plan.

Investment selection and ongoing due diligence

We work with open-architecture record-keepers allowing us the opportunity to select from a broad range of investments that are tailored to you and your participants.  From passively managed index funds to actively managed mutual funds and everything in between, our team helps you craft an investment lineup specific to your needs.


Participant education

We understand that the true success of your retirement plan is measured by successful retirement outcomes of your plan participants.  We focus on retirement readiness and holistic investment planning to help better these outcomes.  We provide both group and individual meetings and are always willing to customize an education program specific to your plan to help you meet education objectives.

Retirement and wealth planning to help you achieve your goals. Email us.

We can help you begin planning for retirement and the transition of your business by sale, to the next generation, or in the event of your death. We can help with questions that include:

  • When is a good time to begin creating business succession and business exit strategies?   

  • What are the options to consider in both the sale of my business and how to generate income after the sale?

  • What are the succession planning strategies I can use to transfer the business to a family member?

  • How can I use life insurance to replace the income my family depends on, and provide funds to pay off business-related liabilities?

  • My business has more than one owner. How can we fund a buy-sell agreement to determine how ownership of the business may be transferred if one owner dies?

Retirement and wealth planning to help you achieve your goals. Email us.